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Study in United States of America

Unleash Your Potential with US Education!

Unlock the full potential of your international study ambitions with comprehensive, expert
guidance every step of the way. Embark on a journey of discovery and excellence in the US – your
dream of studying abroad is now within your grasp.

Why the USA for Higher Education?

Experience World-Leading Education The United States is globally renowned as the pinnacle of higher education, home to an impressive array of prestigious universities and colleges known for their academic rigor and innovative teaching methods. With institutions like Harvard, MIT, and Stanford leading the way, the USA offers a wide range of programs across every possible discipline, providing a rich and comprehensive educational journey that is recognized and respected worldwide. The emphasis on research, practical learning, and technology integration in the US education system provides students with unique opportunities to work on groundbreaking projects and advancements.

Financial Aid and Scholarships

Despite perceptions of high tuition costs, the United States offers an extensive range of financial aid options, including scholarships, grants, and work-study programs, making quality education accessible to students from various backgrounds. "Apply Study Visa" can help you navigate these financial opportunities, ensuring you make the most of your investment in your future.

Opening Doors to Global Careers

Earning a degree from a US institution positions graduates for success on the global stage, with US degrees highly valued by employers worldwide. The US also offers various work and immigration pathways for graduates, facilitating a smooth transition from academic to professional life, whether in the US or abroad.

The American College Experience

Studying in the US is about more than just academics; it's about embracing an experience that enhances your personal and professional growth. The US is known for its diverse, inclusive, and vibrant campus life, offering a dynamic environment where students from all over the world come together. From participating in campus organizations to exploring the vast cultural, natural, and urban landscapes the US has to offer, students are guaranteed an enriching and unforgettable experience.

Statistics at a Glance: Why Students Choose the USA
  • Diversity and Innovation: The US hosts students from every corner of the globe, fostering a richly diverse learning environment.
  • World-Class Institutions: Numerous US universities are ranked at the top globally, offering unmatched quality in education and research.
  • Comprehensive Financial Aid: Various financial aid options help manage tuition and living expenses, making education more accessible.
  • Language Proficiency: TOEFL, IELTS, and other English language proficiency exams are widely accepted for international admissions.
  • Work While You Study: The US provides ample opportunities for students to work part-time, gaining valuable experience and financial independence.
Your Journey Begins with "Apply Study Visa"

Choosing to study abroad in the US is a monumental decision that goes beyond academics; it's about building a future. "Apply Study Visa" offers personalized guidance from selecting the right program and navigating the visa process to integrating into American culture. With us, your educational adventure in the US becomes a well-planned journey toward success.

Start your American educational voyage with "Apply Study Visa" – where your dreams are matched with our expertise, paving the way to your achievements.

Discover the Top 14 Advantages of Pursuing Higher Education in the USA

The United States is a powerhouse of higher education, offering an unparalleled range of universities and colleges, cutting-edge research, and a dynamic campus life. With over 4,000 institutions ranging from large research universities to small liberal arts colleges, the USA provides a diverse educational environment conducive to academic and personal growth. Here’s why the USA should be your destination for higher education:

  • Global Leadership in Education: The USA houses some of the world's top universities, known for their rigorous academics, state-of-the-art research facilities, and innovation, providing students with a globally recognized degree.
  • Diverse Educational Options: With a wide variety of programs and courses, students can tailor their education to match their interests and career goals, including unique interdisciplinary fields.
  • Research and Development: Leading in global research efforts, US universities offer students the opportunity to engage in groundbreaking research projects, often with ample funding and resources.
  • Cultural Diversity: The US is a melting pot of cultures, offering a rich multicultural environment where students from all around the world bring diverse perspectives to the campus community.
  • Dynamic Campus Life: American universities are known for their vibrant campus life, with numerous clubs, organizations, and activities that foster personal growth and social networking.
  • Opportunities for Work Experience: Programs like Optional Practical Training (OPT) and Curricular Practical Training (CPT) allow students to gain valuable work experience in their field of study while still in school.
  • Financial Aid and Scholarships: A wide range of financial aid options, including scholarships, grants, and work-study programs, help make education in the USA accessible to international students.
  • Strong Alumni Networks: US colleges and universities boast extensive alumni networks that provide valuable connections and opportunities in the professional world.
  • Technological Advancement: With a focus on technological innovation, students in the US have access to the latest tools and technologies in their field of study.
  • Flexible Education System: The US education system offers flexibility in course selection and the ability to change majors or opt for multiple specializations.
  • Support Services for International Students: Comprehensive support services are available to help international students adapt to life in the USA and succeed academically.
  • Pathways to Career Success: A degree from a US institution opens doors to global career opportunities, with graduates highly sought after by employers worldwide.
  • Quality of Life: The USA offers a high standard of living, with access to healthcare, entertainment, and cultural experiences, enhancing the student experience beyond academics.
  • Innovative Learning Environment: The emphasis on critical thinking, creativity, and innovation prepares students for the challenges of the future, equipping them with skills that are highly valued in the global job market.

Choosing to study in the USA offers a holistic educational experience, not just focused on academic excellence but also on personal development and professional readiness. With "Apply Study Visa," begin your journey to a fulfilling educational and cultural adventure in the USA, where endless opportunities for learning, growth, and success await.

USA's Educational Pathways

The education system in the United States is renowned for its diversity, quality, and the opportunities it provides, making it a top choice for international students. Offering a broad spectrum of programs and degrees, the US education system caters to a vast array of interests and career goals. The system is broadly categorized into Elementary, Secondary, and Post-secondary Education, providing a thorough educational trajectory from early learning to advanced degrees.

In the US, education is primarily overseen at the state level, leading to some variability in the structure and content of educational programs across different states. However, this decentralization also allows for a rich diversity of educational approaches and specializations, with standards universally held high. Here is a brief overview of the structure of the US education system and the typical durations for each qualification level:

Qualification Duration
Associate Degree 2 years
Bachelor’s Degree 4 years
Post-Baccalaureate Certificate 1 year or less
Master’s Degree 1 - 3 years
Professional Degree Varies (e.g., JD, MD: typically 3-4 years)
Doctorate or Ph.D. 3 - 6 years
Post-doctoral Programs Varies

This framework reflects the US's adaptable and extensive educational pathways, accommodating everything from shorter vocational and associate degrees to in-depth doctoral and post-doctoral research programs, suiting students with diverse academic interests and professional ambitions.

Top 10 Best Colleges & Universities for International Students

Explore Top Universities and Colleges in the USA for International Students The United States boasts a dynamic and diverse educational environment, hosting some of the world's most prestigious universities and colleges. Known for their rigorous academic programs, innovative research opportunities, and comprehensive support for international students, these institutions offer a gateway to a successful future. Below is a curated list of top US universities and colleges for international students, along with the average tuition fees for each institution.

Rank Institution Name Type Average Tuition Fee (USD) Average Tuition Fee (INR)
1 Massachusetts Institute of Technology (MIT) University $53,790 ₹40,34,250
2 Stanford University University $53,529 ₹40,14,675
3 Harvard University University $51,925 ₹38,94,375
4 California Institute of Technology (Caltech) University $54,600 ₹40,95,000
5 University of Chicago University $57,006 ₹42,75,450
6 Yale University University $55,500 ₹41,62,500
7 Columbia University University $61,850 ₹46,38,750
8 Princeton University University $53,890 ₹40,41,750
9 Cornell University University $57,222 ₹42,91,650
10 University of Pennsylvania University $57,770 ₹43,32,750

This list serves as a starting point for international students seeking high-quality education in the USA, offering a variety of academic and professional programs. Remember, tuition fees are approximate and can vary based on program and level of study. Always check the official institution websites for the most up-to-date information.

Top 10 Best Cities to Study in the USA

New York City, known as "The Big Apple," is the epitome of an urban campus, offering unparalleled resources, networking opportunities, and cultural experiences. Home to prestigious institutions like Columbia University and New York University, the city is a global hub for finance, arts, and media. Its diverse population and vibrant neighborhoods provide a rich cultural tapestry and a wide array of internships and job opportunities. New York's iconic landmarks, museums, and theaters contribute to a dynamic and inspiring environment for students from around the world.

Boston is renowned for its historical significance and as a leading educational hub, home to world-class institutions like Harvard University and the Massachusetts Institute of Technology. This city offers a unique blend of American history, innovation, and academic excellence. Boston's compact, walkable layout and extensive public transit system make it an ideal city for students, providing easy access to numerous cultural, historical, and social resources. The strong focus on research and technology, combined with vibrant cultural life and a diverse student population, makes Boston a premier destination for higher education.

San Francisco, known for its iconic Golden Gate Bridge and tech innovation, offers students a unique blend of cultural diversity and technological advancement. The city's proximity to Silicon Valley makes it a magnet for those interested in tech, startups, and entrepreneurship. Institutions like the University of California, San Francisco, and San Francisco State University provide strong academic programs in a variety of fields. The city's vibrant arts scene, progressive spirit, and natural beauty, from the bay to its rolling hills, create an inspiring environment for students.

Chicago, with its sprawling skyline along Lake Michigan, is a city rich in history, culture, and educational opportunities. It houses top-tier institutions such as the University of Chicago and Northwestern University, offering strong academic programs in business, law, and more. Chicago's diverse neighborhoods, world-class museums, and robust arts scene provide a dynamic backdrop for student life. The city's central location and status as a business and cultural hub make it an attractive place for students seeking a vibrant urban experience coupled with academic rigor.

Los Angeles, the entertainment capital of the world, offers a sunny, sprawling metropolis with diverse academic and professional opportunities, particularly in media, entertainment, and technology. Home to the University of California, Los Angeles (UCLA) and the University of Southern California (USC), students can benefit from strong film, business, and engineering programs. L.A.'s vast array of cultural experiences, from Hollywood to the Getty Museum, along with its beaches and parks, provides a unique and enriching environment for students from all over the globe.

Seattle, nestled between Puget Sound and Lake Washington, is known for its lush environment, coffee culture, and as a hub for tech companies like Amazon and Microsoft. The city offers a vibrant startup scene and innovative spirit, making it attractive for students interested in technology, business, and sustainability. Institutions like the University of Washington provide top-tier education in a variety of fields. Seattle's rich music history, outdoor activities, and commitment to environmentalism offer a balanced and engaging lifestyle for students.

Austin, the capital of Texas, is known for its live music scene, tech innovation, and vibrant cultural life. It's home to the University of Texas at Austin, offering strong programs in business, engineering, and music. Austin's thriving tech scene, diverse cultural festivals, and outdoor activities along the Colorado River make it an attractive city for students seeking a dynamic and creative environment for their studies. The city's inclusive atmosphere and booming economy provide numerous opportunities for internships and careers post-graduation.

Atlanta, a bustling metropolis in the heart of the Southeast, is a center for commerce, culture, and education. With institutions like Georgia Institute of Technology and Emory University, Atlanta offers robust academic programs, particularly in engineering, business, and health sciences. The city's rich history in the civil rights movement, diverse culinary scene, and numerous green spaces like Piedmont Park provide a well-rounded urban experience. Atlanta's growing film industry and status as a transportation hub also offer a wealth of opportunities for students.

Philadelphia, steeped in American history, is the birthplace of the nation and home to prestigious universities like the University of Pennsylvania and Drexel University. The city offers a unique blend of historical significance, academic excellence, and a vibrant cultural scene. Philadelphia's diverse neighborhoods, renowned museums, and dynamic arts and food scenes create a stimulating environment for students. With its central location on the East Coast, Philadelphia provides easy access to other major cities, enhancing its appeal as a place for higher education.

San Diego, known for its beautiful beaches, mild climate, and outdoor lifestyle, is an attractive city for students who value both academic rigor and quality of life. Institutions like the University of California, San Diego (UCSD), offer strong programs in life sciences, oceanography, and engineering. San Diego's biotech companies and research institutions provide ample opportunities for internships and research. The city's cultural diversity, vibrant nightlife, and proximity to natural parks make it an ideal place for students seeking a balanced and enriching educational experience.

Study Intakes in the USA

The USA's world-class education system offers a range of intake periods to accommodate international students' schedules and preferences. Let’s explore your options.

Key Intake Periods: Your Gateway to Learning

Knowing the primary intake times for US universities can help you plan the perfect start to your academic journey.

Fall Intake (August/September)

The main intake in the US, offering the widest variety of courses and the biggest opportunity for scholarships. Campus life is in full swing, providing a rich experience for new students.

Spring Intake (January/February)

An alternative for those who miss the fall intake, with a considerable number of courses available. It’s an excellent time to start for many programs.

Summer Intake (May/June)

Mostly for short-term courses, internships, or certain specialized programs. This intake offers an accelerated pace for early completion or extra-curricular learning.

Beyond the Norm: Rolling Admissions

Some US colleges and universities offer rolling admissions, allowing students to submit applications at any time and receive decisions throughout the year. This flexible system ensures that education is accessible when you are ready.

Planning Your Application: Tips and Deadlines
  • Fall: Applications are typically due from October to March for an August/September start.
  • Spring: Apply between July and November for a January/February start.
  • Summer: Application deadlines range from January to April for courses beginning in May/June.

Conclusion: A World of Opportunities Awaits

The USA's flexible academic calendar and extensive program options stand ready to welcome you to start your educational pursuit. Select the intake that best fits your timeline and embark on a journey where your aspirations become achievements.

Document Checklist for Indian Students Applying to U.S. Study Visa

Embarking on your educational journey to the USA demands meticulous planning, particularly in compiling the necessary documents. This detailed guide assists Indian students in gathering all required documents, reflecting the most current requirements as of January 2024.

Essential Documents for Your Application:
  1. English Language Proficiency Test Scores: Submit TOEFL or IELTS scores, as required by your institution.
  2. Standardized Test Scores: SAT or ACT for undergraduate programs; GRE or GMAT for graduate programs, depending on your chosen field.
  3. Letters of Recommendation (LOR): 2-3 LORs from academics or professionals who can attest to your abilities and potential.
  4. Work Experience Documents: If applicable, provide letters or certificates from employers to support your application.
  5. Academic Transcripts: Official records from your previous education, including certificates, diplomas, and degrees.
  6. Statement of Purpose (SOP): A well-crafted statement detailing your academic interests, career goals, and rationale for choosing your program and institution.
  7. CV/Resume: A comprehensive CV or resume highlighting your educational background, achievements, and any relevant experience.
  8. Essays: Some programs may require one or more essays to understand your motivations, goals, and suitability for the program.
  9. Copy of Your Valid Passport: Your passport must be valid for the duration of your study in the USA.
  10. Financial Evidence: Proof of financial ability to cover tuition and living expenses, such as bank statements, loan approval documents, or scholarship letters.
  11. Admission Letter from the University: A critical document confirming your acceptance into a U.S. institution.
  12. SEVIS Form I-20: Issued by your university post-admission, required for the F-1 student visa application.
  13. Visa Appointment Confirmation and Fee Receipts: Confirmations of your visa appointment and payments made for the SEVIS fee and visa application.

Utilizing this updated checklist will ensure that you have all the necessary documentation for a successful visa application. It's advisable to start early and check with your specific institutions and the U.S. embassy or consulate for any additional requirements.

Navigating the Costs of U.S. Education in 2024

Embarking on your study abroad journey in the USA entails a clear understanding of the financial commitment involved. In 2024, the cost of studying in the USA reflects the country's reputation for offering high-quality education across a variety of disciplines. This guide provides an insight into the estimated tuition fees for different levels of study, aiding in your financial planning for a U.S. degree.

Tuition Fees Breakdown:

The USA offers a broad spectrum of programs, resulting in tuition fees that can vary significantly depending on your chosen field of study and institution. Generally, arts and humanities programs tend to be more affordable, whereas STEM fields, Business, and Medicine might command higher tuition fees due to their specialized equipment and facilities.

Below, we outline the average annual tuition fees for international students in 2024, presented in U.S. Dollars (USD) and Indian Rupees (INR), to facilitate your financial planning.

S.no Study Program Average Annual Fee in USD Average Annual Fee in INR
1. Undergraduate Program $20,000 - $50,000 ₹15,40,000 - ₹38,50,000
2. Graduate Program $20,000 - $45,000 ₹15,40,000 - ₹34,55,000
3. MBA $30,000 - $100,000 ₹23,10,000 - ₹77,00,000
4. Ph.D. Funding/Assistantships often available N/A

Funding Your Education:

The USA's vast array of universities and colleges offer numerous financial aid options, including scholarships, grants, assistantships, and student loans to help manage these expenses. Both institutional and external funding sources aim to make U.S. education accessible to talented international students.

Tips for Budgeting:
  • Start your search early: Begin looking for scholarships and financial aid opportunities well before application deadlines.
  • Account for living expenses: In addition to tuition, include costs for housing, meals, transportation, and insurance in your budget.
  • Employment opportunities: The F-1 visa permits on-campus employment, and there are options for Curricular Practical Training (CPT) and Optional Practical Training (OPT) for gaining work experience in your field of study.
Conclusion:

Although the cost of education in the USA in 2024 is an important consideration, effective planning and utilization of available funding options can make achieving your dream of studying in the USA a reality. An investment in your education is an investment in your future, with the U.S. offering a supportive environment for students from across the globe.

Education Loan Options for U.S. Studies

Pursuing higher education in the USA is a pathway to unlocking tremendous potential and opportunities. Financing this endeavor is a critical step for many Indian students, with educational loans serving as a pivotal resource for covering tuition and living expenses. This guide aims to simplify the education loan process, highlighting eligibility, covered costs, and reputable loan sources.

Understanding Educational Loans for U.S. Studies

Educational loans tailored for students studying in the USA can cover a wide range of expenses beyond just tuition. These typically include living expenses, books, supplies, and sometimes travel and equipment necessary for your course of study. Indian banks and financial institutions offer various loan schemes designed to meet the needs of students aspiring to study overseas. Familiarizing yourself with the eligibility criteria and understanding the scope of coverage are essential first steps.

Our dedicated team is on hand to guide you through the loan application process, ensuring you secure the necessary funds with ease. For further assistance, feel free to contact us.

Expenses Covered by Educational Loans

Education loans for U.S. studies typically encompass:

  • Tuition fees
  • Living expenses
  • Books and supplies

Additionally, loans may also cover:

  • Travel expenses to and from the U.S.
  • Computer or laptop purchase (if required for the course)
  • Other academic-related expenses, such as study tours or project work
Leading Institutions Providing Education Loans in India

India hosts a range of reputable banks and financial institutions that offer education loans for U.S. studies. Some of the leading names include:

  • HDFC Credila: Offers customized loan solutions catering to the unique needs of students heading to the U.S.
  • State Bank of India (SBI): Features the Global Ed-Vantage scheme, designed for Indian students pursuing full-time courses in the U.S.
  • ICICI Bank: Known for competitive interest rates and flexible repayment options for international education loans.
  • Axis Bank: Provides comprehensive loan packages that cover tuition, living costs, and more for U.S. bound students.
  • Punjab National Bank (PNB): Offers a foreign education loan scheme supporting a wide range of courses in the U.S.

Exploring these financial options can provide the support you need for your educational pursuits in the U.S. Our team is prepared to assist you in navigating these opportunities, ensuring a smooth and efficient loan application process.

Maximizing Your Loan Benefits

Securing an education loan requires thorough preparation, from gathering necessary documentation to understanding your loan's terms. These loans are crucial for funding your U.S. education, enabling you to concentrate on achieving your academic and professional aspirations.

Starting your educational journey in the U.S. with the right financial backing is key to a fruitful and enriching experience. We're here to support you at every step.

Living Cost

Understanding the cost of living in the USA is crucial for international students planning their studies abroad. Annually, students might spend between USD 10,000 and USD 18,000 on living expenses, excluding tuition fees. This range widely depends on the city of residence and lifestyle, with cities like New York and San Francisco being on the higher end of the spectrum due to their high cost of living.

Here’s a detailed monthly expenditure guide for an international student in the USA, helping you to budget effectively for your studies and life in a new country:

Expense Category Monthly Cost in USD Monthly Cost in INR
Housing (on-campus or off-campus) $800 - $1,200 ₹61,600 - ₹92,400
Food and Groceries $250 - $500 ₹19,250 - ₹38,500
Transportation $100 - $300 ₹7,700 - ₹23,100
Clothing $50 - $200 ₹3,850 - ₹15,400
Recreation and Entertainment $100 - $300 ₹7,700 - ₹23,100
Total Monthly Cost $1,300 - $2,500 ₹100,100 - ₹192,500

With an average monthly cost ranging from approximately USD $1,300 to USD $2,500 (INR 100,100 to INR 192,500), it’s clear that managing finances is a key aspect of planning your education and life in the USA. These figures serve as a baseline for financial preparation, emphasizing the importance of budgeting and financial planning for a successful study experience in the United States.

Exploring Post-Study Work Opportunities in the USA

The United States offers a myriad of opportunities for international students to extend their stay and gain valuable work experience post-graduation. Annually, many graduates transition into the workforce through Optional Practical Training (OPT) and the H-1B visa program, which serve as bridges between student life and professional employment. This guide offers insights into securing post-study employment in the USA, focusing on the critical steps involved in OPT and H-1B visa applications.

Optional Practical Training (OPT): A Path to Professional Development

OPT allows international students on F-1 visas to work in the USA in their field of study for up to 12 months after graduation, with an extension of 24 months for STEM graduates. This program enables students to gain hands-on work experience related to their academic discipline, providing a competitive edge in the job market. The application fee for OPT is $410 USD, and students are advised to apply before their course completion date.

Transitioning to H-1B Visa Status

Following OPT, many students aspire to transition to H-1B visa status, which permits employment with a U.S. company in a specialty occupation. The H-1B visa has an annual cap, making the application process competitive. Success in this transition often depends on securing sponsorship from an employer willing to petition on your behalf.

Key benefits of transitioning from OPT to H-1B include:

  • Extended employment opportunity in the U.S. for up to six years
  • Potential pathway to Permanent Residency (Green Card)
  • Opportunity to work in specialized fields that require specific skills and qualifications
Required Documentation for OPT and H-1B Applications

Applying for OPT and transitioning to an H-1B visa involves gathering several critical documents, including:

  • Valid passport
  • Form I-765 for OPT application
  • Form I-129 for H-1B petition filed by the employer
  • Proof of employment or job offer related to your field of study
  • University diploma and transcripts
  • Photos according to U.S. visa specifications

Securing post-study employment in the USA is a promising path that not only enhances your professional trajectory but also opens doors to long-term opportunities, including permanent residency. With diligent planning and timely application for OPT and H-1B, your American dream is within reach.

Pathways to Permanent Residency in the USA for International Students

Securing Permanent Residency in the USA for International Graduates The USA, with its diverse culture and opportunities, attracts international students who often aspire to become permanent residents post-graduation. Navigating the complex pathways to permanent residency (PR) is crucial for those aiming to forge their futures in the USA. "Apply Study Visa" is dedicated to guiding students through the intricacies of American immigration policies, facilitating a seamless transition from student visas to permanent residency.

Primary Pathways to Permanent Residency

The USA provides multiple avenues for international students to transition to PR, each with specific requirements:

  • H-1B Visa: Often the first step towards PR, the H-1B visa is a temporary work permit allowing international graduates to gain professional work experience in specialty occupations. While it's not a direct path to PR, it's a critical stepping stone, with many employers eventually sponsoring H-1B holders for a Green Card.
  • Employment-Based Green Cards (EB-2, EB-3): These categories are for professionals holding advanced degrees (EB-2) or skilled workers (EB-3) and require employer sponsorship. International students with valuable skills and qualifications can transition to these visas, leading to PR.
  • Adjustment of Status: Students who are already in the USA on a non-immigrant visa can adjust their status to permanent resident under certain conditions, such as marriage to a U.S. citizen or sponsorship by a family member or employer.
Critical Insights and Trends

The landscape of immigration and permanent residency for international students in the USA reveals several key trends:

  • The demand for H-1B visas often exceeds the annual cap, highlighting the competitive nature of this pathway to PR.
  • Employment-Based Green Cards are a vital mechanism for retaining talented international graduates within the U.S. workforce, contributing significantly to the economy and innovation.
  • The process and policies governing PR applications can be subject to change, underscoring the importance of staying informed and prepared.
How "Apply Study Visa" Can Assist

"Apply Study Visa" provides targeted support to international students seeking permanent residency in the USA, including:

  • Evaluating eligibility and identifying the most viable pathway to PR based on individual profiles and aspirations.
  • Guidance on application processes, from securing an H-1B visa to applying for a Green Card, including employer sponsorship.
  • Up-to-date information on immigration reforms and policies to ensure applicants navigate the PR process with the latest insights.

Making the USA your long-term home begins with a clear strategy for transitioning from a student to a permanent resident. With expert guidance and careful planning, the dream of permanent residency is within reach for international graduates.

Author Details

Harpreet Singh
Career Councellor / Visa Expert
  • 128+ Reviews 5.0 Rating

Harpreet Rupal is a seasoned career counselor and visa expert, known for guiding students through study abroad applications and visa processes.